If you’re a homeowner in the Charleston, SC area, you know that flood damage is always possible. That’s why it’s so important to have flood insurance. But what happens if your home does suffer flood damage?
How does the claims process work?
Step 1: Contact Your Insurance Company
You first need to contact your insurance company as soon as you realize that your home has suffered flood damage. They will assign an adjuster to your case and explain what to do next.
Step 2: Document the Damage
The next step is to document the damage. Take photos or videos of the damage, and list all the damaged or destroyed items. This will be helpful when it comes time to file your claim. Contact your SCF Solutions representative for assistance if you need help with your claim. Our team of experts will help you through every step of the process.
Step 3: File Your Claim
Once you have everything documented, it’s time to file your claim. Your insurance company will likely have an online portal that you can use to do this. If not, they will give you instructions on how to submit your claim forms.
Step 4: Wait for Your Payment
After you’ve filed your claim, all you can do is wait for your payment. The insurance company will review your claim and send you a check for the appropriate amount. In some cases, they may send someone to repair the damage directly.
Give Us A Call
If your home suffers flood damage, don’t panic! Just follow these four simple steps, and you’ll be on your way to getting compensated by your insurance company. And if you’re not already insured against flooding, now is the time to contact SCF Solutions in Charleston, SC for a quote! We’ll make sure you’re protected against this ever-present danger.