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Why All Boaters Should Have Boat Insurance

There’s nothing like spending the day cruising the waterways of South Carolina or relaxing while filling your cooler with fish caught in a salty marsh or creek. If you own a boat, it’s important that you protect yourself and your watercraft with insurance designed to cover damages in the event of an accident on the water. If you want to learn about the insurance options available for your boat, call one of the insurance advisors at South Carolina Federal Insurance Solutions before you find yourself in choppy waters.

Why Boat Insurance

Boating Accidents

Although South Carolina law does not require boaters to purchase insurance for their watercraft, it may be required by your lender and most marinas require it to be docked at their facility. Even if boat insurance isn’t required, it’s smart to protect your investment with insurance for risks like theft, collisions on the water and while trailering, fuel spillage, and other unexpected events. Boat insurance will help pay for damages to your boat as well as any damages or injuries you may cause to others. This protection is important to maintain your financial well-being.

Boat Coverages

Just as there are many types of coverage available in an auto insurance policy, there are different kinds of boat insurance coverage. Boat insurance protects you financially from injuries or damage you cause to others while boating. Insurance can cover your watercraft, motor, and trailer if stolen or physically damaged. Also, you can select and purchase additional coverages, such as uninsured/underinsured boater coverage, to give you more protection on the water. These costs won’t be covered under your homeowners policy.

Peace of Mind for Happy Sailing

Call Insurance Solutions at (833) 359-0725 to answer your questions and get a hassle-free boat insurance quote. It will give you the peace of mind knowing that you and your boat are adequately covered.

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