The lakes, rivers, and coastal waters of South Carolina reflect a lifestyle that is rich with recreational opportunities with boats and other types of watercraft. Although these activities are fun, accidents can happen which result in death, injury, or property damage. Insurance Solutions offers boat and watercraft insurance policies that can greatly reduce costs and financial suffering in the event of a marine accident.
Although boating is considered to be a generally safe sport, risks exist in any recreational activity. Boaters who have been drinking or are careless pose the same risks to others as reckless or intoxicated drivers. Even boaters who have completed safety courses and are usually careful can make mistakes while at the helm, leading to collisions with other vessels or with people in the water. Boats can also suffer from fires or leaks, causing damage to them or the surrounding environment. Watercraft can even experience damage or suffer from vandalism when they are moored. Although it is not required in South Carolina, watercraft insurance can protect against these and other risks.
Watercraft coverage works in the same manner as vehicle insurance. Liability coverage can help pay for the cost of injury or damage caused by a boater, including the medical expenses of those who suffer physical harm. Collision coverage can help pay for the damage incurred to one's own vessel. Policies can be obtained to pay for damage based on an agreed value or the cost of a vessel at the time of the incident. Insurance can help compensate policyholders for fishing gear or other boat-related items that have been destroyed or stolen to damage occurring during the transport of watercraft over land and from the environmental effects of fuel or oil leaking from a vessel. Learn more about the benefits of boat and watercraft insurance from Insurance Solutions by contacting us today.
"I have worked with Insurance Solutions for a number of years now. Having had four children and as many as five vehicles and my home to insure, quality coverage at an affordable price is crucial. They helped me find the right balance without breaking the bank. Thank you!"
"I've been a client of Insurance Solutions for almost 10 years. They've helped me with home, auto, life and health insurance. Having three teenage drivers was a challenge I could not have imagined but they took the time to shop a number of highly rated carriers to find the best value for me. They not only helped me understand my coverage but they met with my children to help them understand the long term benefits of safe driving to them."
"We have been doing business with Insurance Solutions since 2011. We value the professionalism and support we have been given over the years. Their prices have been fair, and they have been quick to respond to any questions or requests that we may have had. I would recommend the services of Insurance Solutions to anyone in need of insurance."
Michael A., A-CON, LLC