Click to Call
Insurance Solutions

6265 Rivers Ave, North Charleston
SC 29406

Get Directions

South Carolina Homeowners with home insurance coverage

Home Insurance in South Carolina

A house, condo, mobile home, or another dwelling is usually the largest investment that a person will make during their lifetime. The ideal protection for that investment is a homeowners insurance policy with the types of coverage discussed below.

Dwelling Coverage

Dwelling coverage is the insurance for the building itself. While dwelling coverage can vary according to the policy, most dwelling insurance covers situations such as natural disaster damage, vandalism damage, and fire damage. To cover damages caused by earthquakes and floods, coverage must be purchased separately or added to a homeowners policy where available.

Contents Coverage

Contents coverage covers any personal property inside the home. Usually, that includes nearly all home contents like furniture, clothing, and decorative objects. Keeping track of the overall value of personal possessions can be substantial for this type of coverage so the insurance advisor can create a policy that would cover a total loss. Individual items with high value, for example, heirloom jewelry, may require a policy rider to get sufficient coverage.

Liability Coverage

Liability coverage provides protection from legal action. If anyone files a lawsuit after being hurt on your property, this coverage will pay the damages that the court awards or will pay a settlement to the injured person.

At Insurance Solutions, our independent advisors are ready to provide online quotes for homeowners insurance today. We offer multiple quotes that allow you to compare and contrast policies so you can choose the homeowners insurance policy that best fits your needs. Contact us today to get started.

Why Work With Us?

  • Locally-owned and Operated
  • Appointed with Top-rated Carriers
  • Experienced, Licensed Advisors
  • High Service Standards
  • Community Involvement
  • Secure Access to Your Policy Info

Trusted Choice

Servicing States

  • South Carolina
  • North Carolina
  • Georgia

Testimonials

Our Carriers

  • Allied
  • ASI/Progressive
  • All Risks
  • Capital Preferred
  • Federated National Insurance Company
  • Foremost
  • Liberty Mutual
  • Lighthouse
  • Main Street/Old Dominion
  • National Flood Services
  • National General
  • National Security
  • Progressive
  • Safeco/Liberty Mutual
  • Sagesure
  • Travelers
  • Universal Property
  • Utica