Recreational Insurance

Life often surprises us and sometimes in very unpleasant ways. Disaster can and does happen when it is least expected and welcomed, and sometimes the cost can be frighteningly high. This can be especially worrisome when it comes to our personal belongings and property. Our houses, cars, and other valuables are significant financial investments. It is important to have a pre-emptive plan laid out to protect these assets if one such disaster threatens to cause harm to them.

Recreational Insurance: How Can It Help?

Recreational insurance is insurance that protects recreational vehicles like motorcycles, boats, and RVs. Like all other insurance, this protection applies whether such vehicles are being used or not.

Vehicles used primarily for entertainment or recreation and not transportation are covered under this type of plan. Recreational insurance can be attached to a homeowner’s insurance policy to a similar effect, but there may be some limitations to this kind of set-up.

For instance, in this manner, you can generally only insure a recreational vehicle if the automobile is not used on public highways. However, you would still receive a similar amount of overage as you would a home insurance plan.

This includes everything from medical bills to general liability for at-fault and not-at-fault incidences and accidents. You could also put your recreational vehicle under a traditional vehicle insurance plan, or a dedicated recreational vehicle insurance plan, depending on the insurance provider.

This would protect the vehicle from any physical damage that happens to it, or if the vehicle gets stolen. Under this option, you would need full coverage to reap the benefits of such an insurance plan.

Recreational Insurance from Insurance Solutions

At Insurance Solutions, we offer our clients protection, based on the coverage options you select, against any unfortunate disaster that could befall your vehicle such as theft, negligence, vandalism, accidental collisions, and breakdowns.

If you live in or near Seneca, Charleston, or Columbia, SC, give us a call and speak with one of our advisors today.