Life often surprises us and sometimes in very unpleasant ways. Disaster can and does happen when it is least expected and welcomed, and sometimes the cost can be frighteningly high. This can be especially worrisome when it comes to our personal belongings and property. Our houses, cars, and other valuables are significant financial investments. It is important to have a pre-emptive plan laid out to protect these assets if one such disaster threatens to cause harm to them.
Recreational insurance is insurance that protects recreational vehicles like motorcycles, boats, and RVs. Like all other insurance, this protection applies whether such vehicles are being used or not.
Vehicles used primarily for entertainment or recreation and not transportation are covered under this type of plan. Recreational insurance can be attached to a homeowner’s insurance policy to a similar effect, but there may be some limitations to this kind of set-up.
For instance, in this manner, you can generally only insure a recreational vehicle if the automobile is not used on public highways. However, you would still receive a similar amount of overage as you would a home insurance plan.
This includes everything from medical bills to general liability for at-fault and not-at-fault incidences and accidents. You could also put your recreational vehicle under a traditional vehicle insurance plan, or a dedicated recreational vehicle insurance plan, depending on the insurance provider.
This would protect the vehicle from any physical damage that happens to it, or if the vehicle gets stolen. Under this option, you would need full coverage to reap the benefits of such an insurance plan.
At Insurance Solutions, we offer our clients protection, based on the coverage options you select, against any unfortunate disaster that could befall your vehicle such as theft, negligence, vandalism, accidental collisions, and breakdowns.
If you live in or near Seneca, Charleston, or Columbia, SC, give us a call and speak with one of our advisors today.
"I have worked with Insurance Solutions for a number of years now. Having had four children and as many as five vehicles and my home to insure, quality coverage at an affordable price is crucial. They helped me find the right balance without breaking the bank. Thank you!"
"I've been a client of Insurance Solutions for almost 10 years. They've helped me with home, auto, life and health insurance. Having three teenage drivers was a challenge I could not have imagined but they took the time to shop a number of highly rated carriers to find the best value for me. They not only helped me understand my coverage but they met with my children to help them understand the long term benefits of safe driving to them."
"We have been doing business with Insurance Solutions since 2011. We value the professionalism and support we have been given over the years. Their prices have been fair, and they have been quick to respond to any questions or requests that we may have had. I would recommend the services of Insurance Solutions to anyone in need of insurance."
Michael A., A-CON, LLC