Flood Insurance
The Carolinas have experienced damages totaling more than $60 billion as a result of floods from hurricanes and other natural disasters in the last few years. While your property may be located in an area in which your mortgage company requires flood insurance, the fact is that floods can happen anywhere.
Did you know that most standard home insurance policies do not provide flood coverage? Generally, flooding occurs when properties located on normally dry land are covered by an excess of water. To be financially protected from flood-related damages, you will need flood insurance.
The National Flood Insurance Program (NFIP) is a federally-subsidized program administered by FEMA. Flood coverage up to $250,000 for homeowners can be purchased under this program. Click here to get a standard flood quote from The Hartford.
Private flood insurance offers higher limits of coverage as well as coverage enhancements. Neptune Flood Insurance, backed by Lloyd's of London, offers a self-quoting option by clicking here.
If you prefer that one of our experienced advisors handles the quoting for you, please complete the Request a Quote section on this page. Our team of insurance advisors is dedicated to helping you select from available coverage options to protect one of your most important financial assets. Repairs and replacements related to flood damage can be expensive. Having sufficient flood coverage can help you recover faster when floodwaters recede.
Call an Insurance Solutions advisor today at 833-359-0725 for more information.
