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6265 Rivers Ave, North Charleston
SC 29406

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South Carolina Flood Insurance Coverage

Flood Insurance in South Carolina

Over the past 12 years, South Carolina has experienced damages totaling more than $7 billion as a result of floods from hurricanes and other natural disasters. Flood insurance can help you protect your home against these damages.

While flood insurance may be required by your mortgage company, floods can happen in any part of our state and the damage they can cause is not covered by most homeowners insurance policies. You may experience damage to the exterior of the home, the interior, and the furnishings. In extreme circumstances, your home may become uninhabitable.

Repairs and replacements related to flood damage can be expensive. Having sufficient flood coverage can help you recover faster when floodwaters recede. You don’t want to spend money out-of-pocket if you can avoid it. Let our insurance advisors provide a quote to protect one of your most important financial assets.

Flood maps show a community's risk of flooding and have been updated recently for many areas. Do you know if you live in a low-risk, moderate-risk, or high-risk flood area? Click here to view the Federal Emergency Management Agency's Flood Map Service Center site.

Staring in October 2021, FEMA's National Flood Insurance Program is being updated to more accurately reflect a property's unique flood risk. Under the new model, rates will increase for some homeowners and go down for others. Call an Insurance Solutions advisor today at 833-359-0725 for more information.

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Why Work With Us?

  • Locally-owned and Operated
  • Appointed with Top-rated Carriers
  • Experienced, Licensed Advisors
  • High Service Standards
  • Community Involvement
  • Secure Access to Your Policy Info

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Servicing States

  • South Carolina
  • North Carolina
  • Georgia

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Our Carriers

  • Allied
  • ASI/Progressive
  • All Risks
  • Capital Preferred
  • Federated National Insurance Company
  • Foremost
  • Liberty Mutual
  • Lighthouse
  • Main Street/Old Dominion
  • National Flood Services
  • National General
  • National Security
  • Progressive
  • Safeco/Liberty Mutual
  • Sagesure
  • Travelers
  • Universal Property
  • Utica