Flood Insurance in South Carolina

Over the past 12 years, South Carolina has experienced damages totaling more than $7 billion as a result of floods from hurricanes and other natural disasters. Flood insurance can help you protect your home against these damages.

While flood insurance may be required by your mortgage company, floods can happen in any part of our state and the damage they can cause is not covered by most homeowners insurance policies. You may experience damage to the exterior of the home, the interior, and the furnishings. In extreme circumstances, your home may become uninhabitable.

Repairs and replacements related to flood damage can be expensive. Having sufficient flood coverage can help you recover faster when floodwaters recede. You don’t want to spend money out-of-pocket if you can avoid it. Let our insurance advisors provide a quote to protect one of your most important financial assets.

Flood maps show a community's risk of flooding and have been updated recently for many areas. Do you know if you live in a low-risk, moderate-risk, or high-risk flood area? Click here to view the Federal Emergency Management Agency's Flood Map Service Center site.

FEMA's National Flood Insurance Program was updated in October 2021 to more accurately reflect a property's unique flood risk. Under the new model, rates may increase for some homeowners and go down for others. Call an Insurance Solutions advisor today at 833-359-0725 for more information.