While boating is a favorite pastime in South Carolina, accidents can happen resulting in injury or property damage. Boat and watercraft insurance can help provide financial protection when something unexpected occurs. Bodily injury is one of the numerous types of boat insurance coverage that you’ll want to include on your policy.
The following are three things to know about bodily injury coverage through boat insurance:
You could be held liable for medical costs that another party has to pay because of an injury from an accident you caused.
Bodily injury insurance is important because boat owners could be held liable for medical expenses. If you’re determined to be legally responsible for a boating accident that resulted in physical harm to others, you are expected to pay for their medical care.
Bodily injury coverage comes along with liability coverage.
Liability coverage is the most basic type of coverage that a standard boat insurance policy should include. In the event of an accident, this coverage helps you to pay for damages you cause in addition to any injuries suffered by the passengers on your boat.
Bodily injury coverage helps protect you from lawsuit costs.
With bodily injury coverage, you’ll be protected from costs that result if you get sued due to medical care expenses. Bodily injury coverage doesn’t only cover medical bills but also legal fees if you are taken to court.
Give Us A Call
Email or call us at Insurance Solutions today to learn more about the benefits of boat and watercraft insurance. We can answer your questions and help you compare available options and rates from various boat insurance companies so that you can make the most informed decision when insuring your boat.