Cherishing the Southern Heart of Charleston, SC with Umbrella Insurance
In the charming city of Charleston, SC, often considered the heart of the South, living life to the fullest demands a comprehensive protection plan. Umbrella insurance enhances the coverage levels of your existing policies, and at SCF Solutions, we’re here to guide you through your options.
Understanding Umbrella Insurance
Umbrella insurance is a unique product that skyrockets the protection your existing insurance policies provide. You would only resort to this policy when the coverage of other policies has been exhausted.
Imagine it as your safeguard on a rainy day, equivalent to carrying an umbrella. Should you be compelled to make a claim on your home or automobile insurance, that’s when this policy springs into action.
The Assurance Umbrella Insurance Brings
While crafting your insurance policies, you probably hope you’ll never have to use them. However, if an incident occurs, you pay your deductible, trusting that the existing coverage will handle everything.
But what if the coverage isn’t sufficient? What if you incur $20k worth of property damage with only $10k coverage in place? You’d be financially liable for the remaining $10k without umbrella insurance. This realization underscores the peace of mind umbrella insurance provides, knowing that you have more coverage.
Discovering Your Options
While umbrella insurance is significant in Charleston, SC, you’ll want to understand your current policies and their encompassing coverage levels. This analysis will help you secure an umbrella policy that offers ample protection.
Contact us at SCF Solutions today to start creating a customized policy that exactly fits your needs.