While many people enjoy getting into the Halloween spirit, it’s important to prioritize your safety and the safety of trick-or-treaters. When decorating your house and preparing for visitors, it is a good idea to consider potential risks and take precautions to protect yourself, including:
- Be mindful of dangers that might not be visible during the night. Help trick-or-treaters stay safe by ensuring your yard is clear of debris and obstacles, and is well-lit.
- Decorate safely. Keep extension cords away from walkways, use battery operated candles or lighting, and tie down any inflatable decorations.
- Don’t forget about your furry friends. Keep candy, wires, and decorations out of your pets’ reach, don’t allow them near lit jack-o-lanterns, and have them in a quiet, safe area.
- Slow down and be vigilant. Whether you are planning to be on foot or in a vehicle, be patient and alert as trick-or-treaters make their way through local neighborhoods.
- Trick-or-treat safely. Make sure your little ones wear reflective tape, have flashlights, look both ways before crossing the street, and avoid dark homes.
- Protect your unattended home and vehicle. If you’re planning to be out, remember to lock up, set alarms, and make your home look occupied to avoid any uninvited guests. Take the necessary precautions to prevent against theft and vandalism.
Don’t be frightened by the risks. Our team of advisors can help you prepare for a safe and happy Halloween by reviewing your insurance policies. You may even want to consider purchasing an umbrella policy for added protection beyond existing limits and coverages of your other policies.
We look forward to helping you stay safe this spooky season!