Skip to content
Click to Call
Insurance Solutions

6265 Rivers Ave, North Charleston
SC 29406

Get Directions

Insurance Solutions Blog

Insurance Premiums on the Rise

Our team of insurance advisors keeps a close eye on what is trending in our industry. This insight helps us stay on top of items that may impact our clients and allows us to take a proactive approach in offering you available coverage options.

This year, we are seeing increases in insurance premiums across the board. Increases can happen for a number of reasons, oftentimes for circumstances outside of your control. When carriers suffer losses due to an increase in claims, they typically increase premiums to offset the costs.

For example, 2020 was the deadliest year for auto accidents in a decade, despite many carriers offering discounts for limited driving1. In 2021, the auto industry experienced a spike in used car prices and felt pressure from computer chip supply issues. We also saw a historical increase in lumber prices and an uptick in natural disasters across the country.

While we proactively shop our clients’ policies when we see abnormal rate increases, it’s important to inform us of any updates to your home and/or auto(s), as it may help lower your premiums. For example, did you recently install a new roof or windows? Have you taken a defensive driving course within the last year? Would you consider utilizing a telematics device to track your driving habits for a period of time? Have you bundled all of your insurance policies with us? (As an Insurance Solutions client, you may be eligible for a multi-policy discount, even if your policies are with different carriers.)

Have a question about your policies? Give us a call at 833-359-0725 or email us to learn more.


Why Work With Us?

  • Locally-owned and Operated
  • Appointed with Top-rated Carriers
  • Experienced, Licensed Advisors
  • High Service Standards
  • Community Involvement
  • Secure Access to Your Policy Info

Trusted Choice



Servicing States

  • South Carolina
  • North Carolina
  • Georgia


Our Carriers

  • Allied
  • Allied Trust
  • ASI/Progressive
  • All Risks
  • Foremost
  • Liberty Mutual
  • Main Street/Old Dominion
  • National Flood Services
  • National General
  • National Security
  • Neptune Flood
  • Openly
  • Orion180
  • Progressive
  • Safeco/Liberty Mutual
  • Sagesure
  • Slide
  • Travelers
  • TypTap
  • Universal Property
  • Utica