When an employee sues you, the experience can be overwhelming. You may find yourself trying to decipher the employee’s complaint and demands for so long that you miss out on potential support. The good news is that understanding your insurance coverage for situations like this can make it easier to navigate your options. Here, SCF Solutions explains what to expect from your insurance in Charleston, SC, and how to maximize your coverage.
Financial Help: Your Insurance May Cover Your Fees
Certain types of insurance can provide financial assistance for legal fees, settlements, or judgments. For example, if it costs you several hundred dollars to file in court and several thousand dollars to dismiss the case, you may be able to recover these charges through your insurance policy.
To increase your chances of recovering fees, it is crucial to inform your carrier immediately. Provide them with all relevant information, including documentation that refutes the employee’s claims. The sooner you act, the easier it will be for your insurer to assess the case against the terms of your coverage and determine the next steps.
Legal Defense: An Insurer May Cover Your Defense
Many businesses do not have an affordable lawyer readily available. However, with the right insurance policy, your carrier may appoint a lawyer to assist you. After reviewing the case, your insurer will send you a letter detailing how they can support your legal defense.
If you are looking for a better commercial policy, SCF Solutions serves local businesses in Charleston, SC. Contact us today with questions about our coverage options and learn how to protect your livelihood best.
