Many people purchase watercraft insurance to protect the value of their boat or other watercraft from risks such as theft and collisions. It can also help after a breakdown, even out on the open water.
SCF Solutions helps those in Charleston, SC, get the boat/watercraft insurance they need to protect their investment. Here’s what you should consider.
What Can Watercraft Insurance Do in an Accident?
Watercraft insurance policies differ, so be sure to choose one that fits your specific needs. Some ways they can help include:
- Providing on-water towing assistance when you need it. This may include transporting the watercraft to a repair facility or back to the marina.
- Some policies offer physical damage coverage. If the damage comes from a covered incident, such as striking a submerged object or a fire, then your comprehensive or collision coverage may apply.
- Mechanical breakdown coverage is another option available through some carriers. It provides coverage for the repair or replacement of some components when the repair is due to normal aging or wear and tear.
Not all watercraft insurance policies provide the same level and type of coverage. It is important to work with an insurance team to determine the right level and type of coverage best suited for your needs. Then, when a breakdown occurs, you have the ability to get help quickly without worrying about the costs.
We Are Here to Help You with Insurance
At SCF Solutions, we work with individuals who need boat or watercraft insurance in Charleston, SC, to provide policies that fit their real-life needs. While breakdowns can happen to anyone, knowing you have insurance to protect you along the way can make a big difference. Contact us to learn more about your coverage options.
