If you drive a vehicle in South Carolina, you are required to purchase auto liability and uninsured motorist coverage. Many South Carolina drivers prefer options when selecting auto insurance. Our team at South Carolina Federal Insurance Solutions is ready to help you select from the available choices.
Comprehensive vs. Collision Coverage
Auto insurance policies consist of several components. Two common terms you may encounter are comprehensive and collision coverage. These coverages provide protection for physical damage to your vehicle caused by accidents or other incidents. While neither is required by law, lenders often mandate these coverages if you are financing your vehicle.
Collision coverage protects against damage to your car resulting from accidents, such as hitting another vehicle, a tree, guardrail, or other obstacles. If the cost of repairs exceeds the value of your car, your insurance company may declare your vehicle “totaled” and pay you its value. Comprehensive coverage, on the other hand, provides protection for non-collision damage, such as vandalism, weather damage, or hitting an animal.
Call Us Today for Your Appointment
Don’t risk driving without sufficient auto insurance. Understanding the difference between collision and comprehensive insurance can help you make informed decisions. Our experienced team of advisors is here to listen to your needs and answer any questions you may have. Call us today to schedule an appointment.
