{"id":544,"date":"2025-12-31T04:00:00","date_gmt":"2025-12-31T10:00:00","guid":{"rendered":"https:\/\/www.scfinsurance.org\/blog\/?p=544"},"modified":"2026-01-06T14:45:01","modified_gmt":"2026-01-06T20:45:01","slug":"umbrella-insurance-for-international-travel","status":"publish","type":"post","link":"https:\/\/www.scfinsurance.org\/blog\/umbrella-insurance-for-international-travel\/","title":{"rendered":"Umbrella Insurance for International Travel"},"content":{"rendered":"<p>South Carolina residents who travel internationally may be concerned about the repercussions of an auto accident, personal or bodily injury to others, inadvertent property damage, or a lawsuit and should consider umbrella insurance for international travel. This type of insurance doesn&#8217;t take the place of other insurance policies, but can increase your liability limits for situations that regular insurance policies won&#8217;t cover.<\/p>\n<h2>What&#8217;s Covered<\/h2>\n<p>Coverage varies depending on the policy you pick so please read the fine print before you sign on the dotted line to avoid unpleasant surprises later on. Even so, there are some instances that are typically covered by most umbrella insurance policies. These include property damage, injury and medical liability for others, legal fees, and settlement\/judgment payments. Anyone who is covered by your regular insurance policies, such as your spouse and children, will also be covered by your umbrella policy.<\/p>\n<h2>What&#8217;s Not Covered<\/h2>\n<p>Umbrella insurance for international travel covers your liability for damage you cause to others. It is not a replacement for your own travel insurance policy, which typically includes coverage for your losses, such as cancellations and medical expenses. It&#8217;s usually intended for short-term trips out of the country. If you&#8217;re moving abroad or planning a long international stay, make sure your policy won&#8217;t expire before you return. (Some policies expire in as little as 90 days.) Additionally, umbrella insurance doesn&#8217;t cover instances involving a vehicle or property you own abroad. Also, business travel is not covered, although you can purchase a separate policy if you travel for business.<\/p>\n<h2>Need Help? Call South Carolina Federal Insurance Solutions<\/h2>\n<p>Our team at Insurance Solutions is always happy to help people living in South Carolina find insurance that meets their needs and budget. Give us a call to find out more about our umbrella insurance policies for international travel or to get price quotes.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>South Carolina residents who travel internationally may be concerned about the repercussions of an auto accident, personal or bodily injury to others, inadvertent property damage, or a lawsuit and should consider umbrella insurance for international travel. 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