Over the past 12 years, South Carolina has experienced damages totaling more than $7 billion. This is as a result of floods from hurricanes and other natural disasters. It is important that you protect your home against these damages, and this is why it is advantageous to have flood insurance.
Depending upon where you live in the state, flood insurance may be required by your mortgage company. Further, it is going to go above and beyond what may be covered on your homeowner’s insurance policy.
Think about what could happen to your home if there is a flood in your area. You may experience damage to the exterior of the home, the interior, the furnishings, and more. If the flood gets out of control, it may cause your home to be completely unlivable.
There may be a lot of money required for repairs and replacements. If you have sufficient flood insurance, it would simply be a matter of filing a claim with the insurance company. They would spend the money to make the repairs and replacements – which can save you a significant amount of money.
You don’t want to spend money out-of-pocket if there is no reason to do so. Depending upon the extent of damages, it could be enough to bankrupt you – and there is a better option available so that you can hold onto your money.
At SCF Solutions, our independent insurance agents can help you find the right policy. This will prevent you from having to do all of the research on your own. Additionally, many insurance companies will try to sell you coverage that is unnecessary. We can guide you through the entire process and explain the various coverage levels available to you.
Contact one of our agents today. We are happy to get quotes from some of the top insurance companies across South Carolina to help you find a quality policy that also fits within your budget.